Legal Terms & Conditions
Who we are
We, Experian MicroAnalytics SAM, own and run the website. We are a company based in Monaco – our registration number is 10S05252 and our registered office is in 2 rue de la Lujernetta, MC 98000, Monaco. If you have any questions about this website or these terms, please use the relevant contact details set out on the ‘Contact us’ page.
We or our licensors own all the rights to all the materials contained in the website, and the information the website collects (we refer to all this as ‘the content’). This includes patents, copyright, database rights and trademarks.
- view and display the content on a computer screen;
- print individual pages on paper or make a reasonable number of photocopies (or both); and
- store the content in electronic form on your computer’s hard drive for your personal, non-commercial use only.
You must not copy, pass on, sell, publish or make profit from any of the content without first getting our written permission. The content includes a number of trademarks (including Experian) that are owned by us or our licensors. By making the trademarks available on the website, we are not giving you any permission to use them.
The content is only for general information, and we provide it as it becomes available. We take reasonable care to check that the content is accurate and complete before we publish it on the website. However, because we get the content from a number of different sources – and because of the issues involved with providing information through the Internet – we cannot guarantee that the content will always be accurate, available, complete or fit for any particular purpose.
We do not guarantee that the content is free from viruses, or that you will always be able to use the website without any interruption or error. If you download any content to your computer or take the content from the website in any other way, you do so at your own risk. We will not be responsible for any damage to your computer or any of the information on it.
We do not accept any responsibility for any mistakes, errors or other faults in the website and the content, or for how you use the website and the content.
However, nothing in these terms removes or limits our liability for death or personal injury caused by our negligence or for any liability which we cannot limit or exclude under the relevant law.
Links to other websites
The website may contain links or references to products, materials or websites provided by organisations that are independent from us (we call these ‘third parties’), either directly or through frames (for example, where two or more web pages are displayed as a single page). Although we may make this material available, we do not in any way recommend, endorse or promote it. If you have any complaints about the third-party material we make available, you should contact the relevant third party. You must not link to our website without first getting our written permission.
Products and services
It may be possible, through other websites we run and provide links to from this website, for you to have access to a facility to buy products or services. Nothing on this or other websites we run forms an offer on our part to sell any products or services. How you buy and use these products or services will depend on separate terms and conditions, and you may need to register with us or another organisation.
Advertising and sponsorship
Part of the website may contain advertising and sponsorship. Advertisers and sponsors are responsible for making sure that the material they give us to include on the website keeps to the relevant laws and codes. We will not be responsible for any mistakes or inaccurate information in advertising material.
If any court having the appropriate authority finds that any of these terms are not valid, this will not affect the validity of any of the other terms in this notice. If you or we fail to take advantage of any right we have under these terms, it does not mean you or we are giving up that right.
These terms will be governed by, and interpreted in line with, English law. You agree that the English courts will have full authority to settle any dispute that may arise out of or in connection with these terms.
We may make changes to any part of the website or the content (including these terms) at any time. We will tell you about any changes to these terms by showing the date of the changes in the ‘Last updated’ section below. By using the website after the date we make any changes, you are agreeing to the changes.