Experian MicroAnalytics, the innovator in alternative data analytics
  • THANKS TO OUR TECHNOLOGY
    Credit facilities have been offered to date!
OUR ENABLING SOLUTIONS
FOR FINANCIAL INSTITUTIONS
OUR ENABLING SOLUTIONS
FOR MOBILE NETWORK OPERATORS
OUR TAKE
ON ALTERNATIVE DATA SHARING
  • THANKS TO OUR TECHNOLOGY
    Credit facilities have been offered to date!
OUR ENABLING SOLUTIONS
FOR FINANCIAL INSTITUTIONS
OUR ENABLING SOLUTIONS
FOR MOBILE NETWORK OPERATORS
OUR TAKE
ON ALTERNATIVE DATA SHARING
OUR ENABLING SOLUTIONS FOR FINANCIAL INSTITUTIONS

Generally Financial Institutions cannot profitably serve the non prime retail, micro and SME segments due to the following limiting factors:

  • Limited reach: where the bank’s branches do not reach, clients cannot be served. Opening additional branches is a slow and costly exercise, which delivers the required ROI only in high density, higher income areas.
  • High cost to serve: the traditional branch based banking model is too expensive to profitably serve lower balances typical of the non prime population.
  • High credit risk: high margin credit products are required to attract the non prime segment of the population and to deliver a good level of profitability, but they come at high risk since there is little/no credit history information available for this segment.

Through our enabling solutions we remove these limiting factors and allow Financial Institutions to:

  • Extend reach via external distribution channels;
  • Reduce costs via process automation
  • Control credit risk via innovative analytics that combine traditional and alternative data.

Our enabling solutions are:

OUR ENABLING SOLUTIONS FOR MOBILE NETWORK OPERATORS

In partnership with MNOs we develop a data monetisation roadmap, that delivers innovative products leveraging on the penetration, product mix, data availability and distribution network of each unique MNO.

As a result innovative products and solutions are created, offering differentiating value and innovation in the market, while delivering significant financial results.

Our proposition is unique, and leverages on our large experience in delivering solutions to both the mobile telephony and financial services sectors, enabling a value creating partnership between the parties.

Our enabling solutions are:

OUR TAKE ON ALTERNATIVE DATA SHARING AND MONETISATION

We believe that credit bureaus need to be complemented with alternative data sharing mechanisms that allow the digitalisation, distribution and monetisation of alternative data with the purpose of creating a stronger financial identity.

Our enabling solutions are:

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